The first phase of the fast loan was one day overdue, which directly threatened me to call my family and friends. I really have no money to pay back for the time being. What should I do?

Hello, according to your description, the following is the solution to the situation that the first phase of the fast loan is one day overdue and directly threatens to call family and friends:

First of all, in the face of such a situation, you need to keep calm and take action to solve the problem as soon as possible. The following are the specific steps:

1. Check the loan contract: carefully check the relevant clauses in the loan contract to understand the responsibilities and consequences of overdue repayment and the collection method of the borrowing institution.

2. Contact the borrowing institution: immediately contact the borrowing institution, explain the reason why you are unable to repay the loan at present, and make a request for rescheduling the loan. Keep active communication with lending institutions to discuss reasonable repayment plans.

3. Communicate with family and friends: inform family and friends of this matter in time to avoid being confused or disturbed by the harassment of lending institutions. Be honest with them, explain the current predicament and seek their understanding and support.

4. Seek professional help: If the threatening behavior of lending institutions is beyond a reasonable range, you can consult professional legal institutions or consumer rights organizations for more advice and help.

Summary: Facing the problems brought by loans overdue, it is the key to solve the problems by communicating with the borrowing institutions in time and explaining the situation. At the same time, if necessary, it is also a reasonable choice to seek the help of professionals to safeguard their rights and interests.

Extended data:

The way to deal with overdue loans corresponds to China's Contract Law, General Principles of Civil Law and other relevant laws and regulations, which specifically stipulates the obligation to fulfill the loan contract, the way to deal with overdue loans and the rights and interests relationship between the borrowing institution and the borrower.

The above are the solutions to the threat of calling family and friends after the first phase of the fast loan is overdue for one day. I hope I can help you. If you need further help or have other questions, please feel free to ask.