How to pay medical insurance card by mobile phone

The mobile payment process of medical insurance card is as follows:

1. Download and install the medical insurance APP: search for "medical insurance APP" in the mobile app store and download and install the corresponding app;

2. Log in and bind the medical insurance card: After opening the APP, log in with the personal medical insurance card number, ID number and password, and then click "Bind the medical insurance card" to complete the binding operation;

3. Enter the payment interface: click "Payment" or "Personal Payment" on the APP homepage to enter the payment interface;

4. Select payment items: in the payment interface, select the medical expense items to be paid and the payment amount;

5. Confirm payment information: After selecting payment items and amounts, confirm payment information, including details of medical expenses, payment amount, out-of-pocket amount, etc.

6. Select the payment method: after confirming the payment information, select the payment method, including Alipay, WeChat payment and UnionPay payment;

7. Confirm payment: after selecting the payment method, confirm the payment information, including the payment amount and payment method, and enter the payment password or perform verification operations such as face recognition to complete the payment.

Consequences of paying by mobile phone with medical insurance card:

1. Failing to pay the medical insurance fee according to the regulations: If an individual fails to pay the medical insurance fee according to the regulations, he may be regarded as evading the medical insurance fee, blacklisted by the medical insurance institution, restricting his enjoyment of medical insurance benefits, and may even be investigated for legal responsibility;

2. Incorrect or false payment information: If the payment information provided by the individual is incorrect or false, the medical insurance expenses may not be correctly included in the personal account, thus affecting the individual's enjoyment of medical insurance benefits;

3. Network security risks: The use of mobile phones with medical insurance cards requires the use of online payment platforms, and there are certain network security risks, such as low security of payment platforms, account password disclosure, etc., which may lead to personal property loss or personal privacy disclosure.

To sum up, different regions and policies have different medical insurance payment methods and operation methods, and the specific operation process can refer to the relevant regulations of the local medical insurance bureau or consult professional medical insurance personnel.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Article 30

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

Should be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) borne by public health;

4 go abroad for medical treatment.

Medical expenses shall be borne by a third party according to law. If the third party fails to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.