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What is the abnormal communication of mobile banking gateway?
Mobile banking, also known as mobile banking, refers to the use of mobile phones, PADs and other mobile devices to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking.
Extended data:
Basic components:
Mobile banking consists of mobile phone, GSM short message center and banking system. During the operation of mobile banking, after the user sends an instruction to the bank through the menu on the SIM card, the SIM card generates a short message with a specified format according to the user's instruction and encrypts it, and then instructs the mobile phone to send a short message to the GSM network.
After receiving the short message, the GSM short message system sends it to the corresponding banking system according to the corresponding application or address. The bank preprocesses the short message and then converts the instruction into the host system format. The bank host processes the user's request and returns the result to the bank interface system. The interface system converts the processing result into short message format, and the short message center sends the short message to the user.
Safety management:
Every bank's mobile banking will undergo strict security tests, and the system will be equipped with multiple firewalls. When necessary, the system and client will be updated and upgraded. The password of the customer's mobile banking is also encrypted by multiple keys in the transmission process, which fully guarantees the security.
The mobile phone bank login password and account transaction payment password provide double protection, even if the mobile phone is lost, it will not cause financial loss.
References:
Baidu encyclopedia-mobile banking
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