Is 0755 a credit card collection?

0755-Shenzhen District, Guangdong: According to current feedback, most of Huabei’s collection phone numbers start with 0755. In addition, if everyone’s Huabei is overdue, Huabei will also entrust it to a local collection company. Collection, collection mainly uses manual system and automatic dialing.

Extended information:

1. What are the collection methods of Ant Huabei?

1. SMS or email collection. This is the gentlest collection method. It mainly reminds users who are overdue within one week to repay. As long as they pay it back in time, there will be no big impact. For example: On the background of the Lightning Turnover public account, a user mentioned that he was 20 days overdue on Alibaba Ant Huabei and only received a collection email. He could continue to use it after repayment.

2. Telephone collection. Telephone collection is the most common method of collection. For users who are not overdue for a long time and do not owe much, the staff will politely call them to ask about the repayment time. If the party cannot be contacted, the user's address book number will be called, which is very effective for face-conscious borrowers.

For example: Generally speaking, users who are not overdue for a long time and can maintain a good attitude when receiving collection calls have the opportunity to negotiate repayment time. This is true for Cash Bus, Lightning Turnover, Mobile Loan and other platforms. .

3. Door-to-door collection. When telephone collections fail, some companies will collect on-site in a reasonable and legal manner. This is a very direct collection method, mainly targeting users who have borrowed large amounts and have not repaid for a long time. If it still fails, the platform included in the credit reporting system will include the user's behavior in the credit reporting record, such as Ant Jiebei, Atomdai and other companies.

4. Litigation and collection. If the amount of debt owed is large and the borrower has no intention of repaying it, the small loan platform may go through legal procedures and file a lawsuit in court. If the borrower refuses to repay, the borrower's personal property will be forcibly confiscated and the untrustworthy behavior will be listed in the Internet Financial Information *** Share on the sharing platform, and users will not be able to borrow money again in the future.

2. Irregular platform collection:

1. Without the borrower’s permission, call relatives or friends in the borrower’s address book and harass them multiple times.

2. Intimidate and threaten the borrower or relatives, friends and family members in the address book through WeChat, text messages, etc.;

3. The borrower makes more than 3 collection calls per day after the borrower is overdue;

4. The debt collection call after the borrower is overdue is not between 8:00 am and 9:00 pm;

5. The borrower’s personal information is exposed;

6. Going to the borrower’s home or workplace to collect debt, causing serious damage to one’s personal reputation;

7. Using inducement methods to get the borrower to borrow money from other platforms and repay the loan from this platform;

8. , Use illegal software to bombard borrowers’ mobile phone numbers with text messages and phone calls;

9. Impersonate staff of national law enforcement agencies to intimidate borrowers, violently collect debts and other illegal activities.