How to deal with the harassment of family members by receiving text messages?

Borrowers can choose the following methods to deal with the harassment of family members.

1. Block the payment number with your mobile phone.

Although most collection numbers are not fixed, they are basically unfamiliar numbers. Borrowers can directly set the function of blocking calls from strange numbers to help their families avoid the harassment of collection.

2. Report to the operator to which the number belongs.

You can directly find the operator of your family's mobile phone number and inform the other party of the current situation.

The operator will check whether the number is harassed, and after it is determined that it is harassed, there will be relevant measures to protect the number.

3. Set up third-party software interception

Borrowers can help their families download a third-party software to intercept.

Such as: Tencent mobile phone housekeeper, Baidu mobile phone guardian, 360 mobile phone guardian, etc.

It should be noted that neither the software function of the mobile phone nor the third-party interception software can block all collection numbers, and can only reduce the harassment of family members by collection calls to a certain extent.

4. Seek help from public security organs.

Borrowers can also choose to collect relevant evidence of family harassment and then go directly to the local public security organ for help.

The public security organ will contact the tax collectors and let the two sides negotiate.

If there is an emergency, such as the loan company sending someone to collect money at home, using abusive, threatening, intimidating, painting and other methods to take excessive action against the borrower's family, then you can immediately call the police and immediately stop the collection personnel's behavior.

5. Timely repayment

If conditions permit, the borrower can choose to repay the loan in time.

After the loan is paid off, the collection personnel will naturally stop the collection and will not harass the borrower's family.

6. Directly sue lending institutions or collection personnel.

Borrowers can also choose to sue lending institutions. According to the regulations, if a lending institution can contact the borrower during the collection period, it should not harass the borrower's family or friends, which is a soft violence collection.

7. Online complaints

Borrowers can also choose to complain on some online platforms, such as China Internet Finance Association.

According to the regulations, if borrowers encounter violent collection, they can report to China Internet Finance Reporting Information Platform, relevant regulatory agencies' complaint telephone number or mail system.

You can check the online loan data report through "North Inspection Quick Check", which includes the number of applications submitted by users, online loan data, online black index score, hit risk warning, court prosecution information, arbitration case information and dishonesty information. These data are very accurate.

Extended data:

Credit card collection, harassment, family complaints, is it useful?

Credit card collection, harassment, family complaints, useful.

Harassing family members' credit card collection is a violent collection, which is illegal.

As long as you have evidence of the other party's violent collection, keep the collection message and turn on the recording when answering the phone, you can complain directly to the bank or to the Bank of China Insurance Regulatory Commission.