What's the difference between regular SMS and current SMS of bank card?

There is no SMS reminder for time deposits. The information sent by SMS is only the balance of current account, and time deposits can only be inquired at the counter or self-service equipment with financial management function. The term of time deposit is three months, six months, one year, two years, three years and five years. Partial withdrawal can be made in advance. When the deposit expires, the principal and interest can be withdrawn by the certificate of deposit, or it can be automatically transferred in installments according to the original deposit period.