Frequently Asked Questions and Answers of Zhuhai Provident Fund Deposit

1. Q: If you have a Zhuhai hukou, you have paid the provident fund in other places, but you have not paid the provident fund in Zhuhai. Can you transfer it to Zhuhai?

a: no, you must first have a normal housing provident fund account in Zhuhai.

2. Q: What are the benefits of housing provident fund deposit to the unit?

a: ① it helps to solve the housing needs of employees, which is equivalent to a kind of welfare, and can attract and retain talents, thus promoting the development of enterprises. (2) The housing accumulation fund paid by the unit for employees can be included in the cost, deducted before tax, and enjoy tax incentives.

3. Q: When I joined a new company, the company remitted the provident fund for opening an account. Where did the provident fund paid by the previous company go?

a: according to the regulations on housing provident fund management, each employee can only have one housing provident fund account. According to the information mentioned by the citizens, the municipal provident fund center will regularly merge the sealed provident fund accounts under the citizens' names, and transfer the provident fund to the current normal remittance provident fund account, and the citizens do not need to go through any formalities.

4. Q: Does the unit have to pay the housing accumulation fund for the employees?

a: yes. Articles 14, 15 and 37 of the Regulations on the Management of Housing Provident Fund promulgated by the State Council and Guangdong J.F.Zi. [25] No.137 stipulate that units must pay housing provident fund for on-the-job employees.

5. q: can the company make up for the employees who have left the company? How to handle it?

a: you can make up for employees who have left their jobs. However, there are the following preconditions: First, the employee did not cancel his provident fund account; Second, the employee's provident fund account is still in the name of the company. Payment is divided into full payment and difference payment. See the business process of provident fund for details.

6. q: how does the unit handle the overdue payment?

Answer: Required information:

(1) An application report for overdue payment (the reason, time, number of people, amount and company account number should be clearly stated, and the template can be downloaded from official website);

(2) The Payment Schedule (downloadable template in official website) in duplicate;

(3) the original valid identity certificate of the handler;

handling institution: Zhuhai housing provident fund collection handling bank.