Well, I texted you that the deadline is one year and you have to go through legal procedures.

Legal analysis: If the debt is overdue, the creditor has the right to sue the debtor at any time. As for when to sue, it is up to the creditors themselves to decide. After the prosecution, the court will issue a summons to the debtor. If a lawsuit is really filed, the court will inform you.

Legal basis: Article 3 of the Civil Law The personal rights, property rights and other legitimate rights and interests of civil subjects are protected by law, and no organization or individual may infringe upon them.

Article 2 of the Civil Code stipulates the personal relationship and property relationship among natural persons, legal persons and unincorporated organizations as equal subjects.

Article 1 19 of the Civil Procedure Law stipulates that prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.