Mobile banking has been opened in postal savings card. Is there a monthly fee deduction?

There will be no charge. Mobile banking is free. It is online banking. After opening online banking, your card can handle some business on your mobile phone. For example, you can charge phone bills when you use functions such as inquiry or transfer or payment. If you are prompted by SMS, you will also charge three yuan a month. And if your card is a VIP card, a platinum card, etc. You can also avoid a lot of expenses. The monthly deduction of money by the Postal Savings Bank generally refers to the service fee of SMS reminder service.

The short deduction service fee is charged according to 3 yuan/month and 30 yuan/year. Bank card cancellation SMS reminder service belongs to contract business, and cardholders need to bring their ID card and bank card to the issuing bank for handling.

The specific steps to cancel the short buckle are as follows:

1. Copy the ID card with the assistance of the staff in the bank lobby and queue up according to the number;

2. Fill in a business application form, select "SMS reminder" in the column of business to be cancelled, and attach the mobile phone number bound to the original SMS reminder service;

3. After calling the number, deliver the bank card, the original ID card, the copy of the ID card and the business application form to the counter staff, and cancel the SMS reminder service.

China Postal Savings Bank Mobile Banking 20 1 March1has been fully opened; There is no charge for opening mobile banking; You can bring a valid ID card, bank card or passbook to the business hall of China Postal Savings Bank for opening; If you need to apply for electronic tokens, you need to charge the cost of electronic tokens, each 20 yuan.

Business scope:

(1) account management

Provide customers with account management functions such as balance inquiry, daily detailed inquiry, historical detailed inquiry, registration card maintenance, account loss reporting and default account setting.

(2) Transfer and remittance

Mobile phone remittance is a function for customers to transfer money to the default account of customers who have opened mobile phone banking (WAP) by inputting the bank card number or mobile phone number of the payee.

(3) Payment business

Through this function, customers can pay daily project expenses, and support customers to submit appointment instructions for payment after non-working hours (branch business is required), and the system will handle business for customers during working hours. After the payment is successful, the items can be saved in my payment items, and customers can also pay, inquire, add or delete personal payment items through My Payment Items.

(4) Mobile phone stock market

Customers can query the stock information of Shanghai Stock Exchange and Shenzhen Stock Exchange through WAP, enter the stock code in "Customize My Stock", and customize or delete the stocks they care about. Customers can conduct bank-to-securities company, securities company-to-bank and related inquiry transactions through the "third-party depository" function. In addition, they can also link to the WAP website page of securities companies for stock trading.

(5) Fund business

According to the fund company, fund type, fund code and self-selected fund, customers can query the detailed information of a fund (including fund code, name, type, net value, historical net value, etc.). ), and key funds can be set as self-selected funds, and operations such as fund subscription, subscription, fixed investment, redemption, cancellation, balance and historical details can be performed quickly and conveniently.

(VI) Precious metals

Provide customers with the functions of inquiring the real-time price of RMB paper gold (including bank buying price and bank selling price), buying and selling paper gold according to the real-time price of RMB paper gold, or setting paper gold entrusted transactions (including profit entrustment, stop loss entrustment and two-way entrustment), and inquiring the accumulated balance of brand gold and account information.

(7) Credit card business

Provide customers with the function of checking the balance and transaction details of credit cards (including credit cards, debit cards and international cards) and returning overdrawn RMB and foreign currency accounts to their credit cards. At the same time, it supports the credit card installment payment function.