Illegal fund-raising publicity materials in 221 to prevent illegal fund-raising materials

1. Definition of illegal fund-raising: "illegal fund-raising" refers to the behavior that a unit or individual raises funds from the public by issuing stocks, bonds, lottery tickets, investment fund securities or other creditor's rights certificates without the approval of the relevant departments in accordance with legal procedures, and promises to repay the principal and interest to the investors in cash, in kind or other ways within a certain period of time.

2. Characteristics of illegal fund-raising: The characteristics of illegal fund-raising mainly include the following points:

(1) absorbing funds without the approval of relevant departments according to law or in the form of legal operation;

(2) Publicize to the public through media, promotion meetings, leaflets, mobile phone messages, etc.

(3) promise to repay the principal and interest or pay the return in the form of money, kind, equity, etc. within a certain period of time;

(4) Absorb funds from the public, that is, unspecified social objects.

3. Characteristics of illegal fund-raising in the field of Internet finance

(1) The trend of specialization is obvious. Some illegal organizations and individuals engage in internet finance business under the pretext of catering to national policies, and rely on specific projects and online investment targets to package professional and standardized contract texts and business processes, which is extremely confusing and increases the difficulty for investors to identify.

(2) New ways of illegal fund-raising emerge one after another. Some criminals illegally raise funds under the guise of "Internet financial innovation" such as token issuance financing (ICO) and various virtual currencies. The gimmick is more novel and more concealed.

(3) the combination of online promotion and offline promotion. Some illegal fund-raising platforms develop personnel to join through online hype and offline store promotion, and collect money quickly in a short period of time. Due to the large number and dispersion of investors, once the platform runs out of problems, it is difficult for investors to recover their funds.

(4) "bulls are out" to avoid the regulatory blow. Some people involved in illegal fund-raising evade domestic regulatory attacks by hiding abroad, renting overseas servers to build online fund-raising platforms, and illegally transferring funds involved abroad, which makes it more difficult to detect cases.