Can we discuss receiving the loan due notice from ABC?

In this case, if you are unable to repay, you can negotiate with the Agricultural Bank for repayment.

Negotiate repayment.

Most of my friends don't want to give up after loans overdue. They usually choose to solve the problem by stages to avoid being sued.

The role of negotiating repayment has a scope of application. These people want to pay back the money, but they can't pay it back in full! If it is only to avoid prosecution and collection, then even after consultation with the bank, it is still impossible to fulfill the repayment, and all efforts are in vain, or return to the issue of collection and litigation.

Have we thought about the ultimate goal of the negotiation under the premise that we have completely lost our repayment ability? Why negotiate? The purpose of negotiation is only to avoid litigation. Still not collecting? After the negotiation is successful, how to fulfill the debt repayment obligation? If you can't fulfill your repayment obligations, how will you face the problem of litigation?

These three questions are contradictory in any way, but most borrowers should think about it, because this is the real meaning that negotiation can bring you. If you really have no repayment ability at all, negotiation is not the most important thing before you. Many people are unemployed or have no income for a long time. The most important thing before you is to concentrate on your work, increase your income, or enhance your value.

Therefore, if you really don't have money, then the focus should be on submitting several resumes and interviewing several companies, because the borrower must know that he has no money, so what else can he talk to others? Where is your sincerity? The purpose of the bank is also to need you to repay. Don't treat the bank as a charity. Repeated dishonesty in the bank will only bring greater influence to yourself.

The more this time, you should focus on your own work and how to improve your personal earning ability, instead of thinking about how long you will be sued by the bank every day and when the collection will come to your door. This won't solve your immediate predicament, it will only increase your troubles.

Instead of counting your fingers every day and thinking about how long you will be sued, you should concentrate all your attention on your work and improve your ability-this will not solve the dilemma, but will only increase your troubles. Remember that banks are not charities, they need money, not their own feeble explanations, and making money hard is the best way to solve the arrears!