What should I do if I receive the notification letter after the online loan is overdue?

Hello, friend, please see the following steps to deal with the overdue notice letter of online loan.

1, receipt of summons

When the court serves a summons, if there is no special reason (such as delay in time), it is best to sign for it, because the subsequent proceedings will proceed as usual regardless of whether the summons is signed or not. If the summons is not signed, the subsequent litigation will be unfavorable to yourself (the company). In short, actively respond to the lawsuit and avoid passive response.

2. Confirmation of cases

After signing the summons, you must personally go to the court that issued the summons as soon as possible to understand the case, because you (the company) are the parties, and you have the right to check the complaint filed by the other party and the relevant evidence materials submitted. This is very important, because if you (the company) want to respond or even counterclaim, you must refute the evidence of the other party.

3. Data collection

Ask the court for the relevant materials of your (company's) participation in the litigation: notice of rights and obligations, notice of responding to the lawsuit, notice of proof, etc.

4. Case study

After understanding the basic situation, it is best to consult a lawyer and ask him to analyze whether the other party's evidence can prove his claim or whether the other party is likely to win the case.

5. Response plan

According to the lawyer's analysis and the specific circumstances of the case, consider whether to counterclaim or apply for court investigation.

6. Evidence organization

Collect and submit evidence materials beneficial to oneself (company), apply for calling witnesses, etc. Within the time limit for proof. If you want to send counterclaims and materials to the court, it is suggested that you must use the safest EMS courier, and you must leave the courier's delivery certificate as auxiliary evidence for future litigation.

7. Seek professional help.

If you really can't figure it out, the best way is to entrust a lawyer directly after receiving the summons, so that all the above work can be handed over to the lawyer.