Joke Collection Website - Public benefit messages - Why didn't the bank inform me when I transferred the money?
Why didn't the bank inform me when I transferred the money?
Matters needing attention in bank card transfer?
1. In addition to the counter, ATMs, inquiry machines next to ATMs (some banks call them all-in-one machines), online banking, mobile banking, third-party payment platforms and other channels can all transfer money. Counterparty account number, counterparty account name, counterparty banking institution name (exact full name) and transfer amount are required. For transfers within the same bank or inter-bank transfers of some banks, it is not necessary to fill in the name of the banking institution that opened other bank accounts.
Personal online banking inter-bank transfer arrival time is divided into the following three situations:
First, choose real-time transfer.
1. If the deposit bank of the collection account is entered manually, the first transfer must be handled manually and cannot be expedited. It will be received within 9:00- 16:50 on working days 1 hour after manual re-recording. After the first transfer is successful, the arrival time is the same as "Select a bank from the drop-down list".
2. From the drop-down list, select:
(1) The transfer amount is less than 50,000 yuan (inclusive): it can be received within 6 hours of working day (from the successful submission of the transaction);
(two) the transfer amount is more than 50 thousand yuan:
① 9:00- 16:50 on working days: basically, the account is received in real time, usually within 1 hour.
② Outside 9:00- 16:50 on working days: the system automatically obtains the bank number of the payee's bank, but the teller needs to submit the transfer request within 9:00- 16:50 on working days, and the account will be received in real time after submission. It can generally arrive within 1 hour.
note:
When conducting inter-bank transfer transactions through personal online banking on weekends and legal holidays, if real-time transfer is selected, and the payee selects through the drop-down list or has been manually re-entered, the following different treatments will be made:
(1) The amount is 0-5W (inclusive). If the receiving bank has joined the super online banking system, it will deduct the money in real time and basically receive the account in real time; If the receiving bank does not join the super online banking system, it will be handled according to the following point 2;
(2) The amount of 5W (excluding) -50W (including) will be deducted in real time through the micropayment system, and the account will be received within 2 hours;
(3) If the transaction amount is more than 500,000 yuan, the system automatically obtains the inter-bank number of the payee's bank, but the teller needs to submit the transfer request at 9:00- 16:50 on the working day, and it will arrive in real time after submission, usually within 1 hour.
(For inter-bank transfer transactions within 500,000 yuan (including 500,000 yuan) after 23:00 pm on the last day of Sunday/legal holiday, the actual transfer time is after 24:00, so the transaction must be handled by the teller on the ground the next day, that is, the transfer will be received on the first working day after Sunday/legal holiday. )
2. Selecting ordinary transfer only supports the transaction of the drop-down selection bank:
1, the transfer amount is less than 50,000 yuan (inclusive): it will be remitted 2 hours after the acceptance is successful. Generally, the account can be received within 6 hours after the successful deduction on working days;
2. The transfer amount is more than 50,000 yuan: 9:00- 14:50 on working days: the account will be received within 2 hours, and generally within 3 hours. After working hours of 14:50, inter-bank general transfer of more than 50000 is not supported.
3. Select the next day's transfer, and only the transactions of the deposit bank can be selected from the drop-down list:
1, and the transfer amount is less than 50,000 yuan (inclusive): remitted within 24 hours after successful acceptance. It can be received within 2 hours after remittance on normal working days (from the successful deduction);
2. The transfer amount is more than 50,000 yuan: it will be received within 9:00- 16:50:24 hours on working days, and it will be received within 1 hour after the deduction is successful.
note:
1. Inter-bank ordinary/next-day transfer method greater than 50,000 is not supported during non-working hours.
2. Manual transfer does not support ordinary/next-day transfer.
3. Large next-day transfer The actual transfer will be postponed to the next working day in case of non-working hours.
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