Bai Hua, is the notice of action true?

Legal analysis: there are indeed court notices, summonses and responding notices. If it is overdue, you will still be prosecuted. Bai Hua is a consumer credit product, which has been connected to the credit information system. Bai Hua is a formal platform with a financial license. When it is overdue, it usually charges you money. Its collection process is completely compliant and legal, and the platform will safeguard their legitimate rights and interests through legal channels for long-term overdue users. Therefore, it is possible to be prosecuted.

Legal basis: Article 214 of the Civil Procedure Law of People's Republic of China (PRC), if a creditor requests the debtor to pay money or securities, it may apply to the grassroots people's court with jurisdiction for a payment order if the following conditions are met: (1) There is no other debt dispute between the creditor and the debtor; (2) Payment orders can be served on the debtor. The application shall specify the amount of money or securities required and the facts and evidence on which it is based.