Is it illegal for the online merchant bank to send my loan information to my wife?

It is not illegal for an online merchant bank to send your loan information to your wife. It is a means for an online merchant bank to solve overdue repayment.

"Online merchant banks must first find ways to pay back the money, and they can choose to repay in installments to reduce the repayment pressure. Online merchant banks now have 12-month equal repayment of principal and interest and 6-month monthly repayment of principal and interest. You can also find family and friends to return it first; The online merchant bank is connected with the credit information system of China People's Bank. If it is overdue, it will not only bring high penalty interest and liquidated damages, but also damage personal credit, which will be reflected in the personal credit report. "