Hello, why did you remind me that the repayment failed?

1. Hello, why did you remind me that the repayment failed?

Repayment date

2. What are the reasons for the failure of bank card repayment?

It is possible that the repayment or withholding function between the repayment bank and your bank card is abnormal. You can take this card to the bank counter to change the settings. It may also be because your bank card has a maximum daily consumption limit, and it has reached the maximum limit that day, so it cannot be operated. The reason for the failure of deduction is:

1. The debit card balance is insufficient, and users need to ensure that there is enough balance in the bank card;

2. Bank card limit. If the repayment amount is higher than the bank card limit, the withholding will fail;

3. Bank channel delay or other reasons.

Finally, I would like to remind you that when making a loan, you must confirm with the relevant bank or lending institution whether the automatic deduction is made and whether the "automatic repayment" has been successfully set up. It is suggested to reserve some funds in the repayment bank card and leave enough space to avoid repayment failure due to insufficient repayment balance.

Extended data:

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

From August 1 2007, the annual management fee for bank cards was cancelled, and some basic financial service charges of commercial banks were suspended. 20 19 on April 22nd, China unionpay released the report on the development of bank card industry in China (2019). 20 19 February 219 "Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards" was adopted by the Supreme People's Judicial Committee at its1785th meeting, and shall come into force on May 25, 2026. The "Regulations" clarify that people support cardholders to request the issuing bank to return the principal and interest of stolen deposits or overdrafts, liquidated damages and compensate for losses based on the legal relationship between debit cards and credit card contracts; At the same time, it does not support the issuing bank to require credit card holders to repay overdraft principal and interest, liquidated damages, etc.

3. Why did the repayment fail?

The main reasons for repayment failure are as follows:

1. If the account name is inconsistent with the bank account name, please check whether your name is consistent and accurate with the bank account name filled in;

2. The bank account number does not exist or is incorrect. You need to check whether the selected bank is consistent with the bank account number you entered, and check whether the bank account number entered is correct;

3. The bank account status is abnormal. Verify the status of the bank account, whether to report the loss, stop providing Alipay service, cancel the account, owe money, be a non-settlement account or need to be activated;

4. This kind of bank account is not supported for the time being. Check whether your repayment account is a non-settlement account, international card, e card, etc. If so, you need to change the repayment account.

5. The system is busy, please try again. If the repayment banking system is busy or upgrading, you can reapply for repayment.

6. When making Alipay repayment, whether the network speed is slow or there is no network, check the network and apply for repayment again when the network is good;

4. Why is Jingdong Finance suddenly unable to repay?

Sometimes we always receive some inexplicable information on our mobile phones. For example, you inexplicably received the news that Jingdong Finance failed to repay. In fact, you didn't borrow money from him, and you didn't have any contact with him. In this case, one possibility is that another person borrowed money from JD.COM before, and the other possibility is that the other party sent the wrong number.