Joke Collection Website - Public benefit messages - Has the Rural Commercial Bank signed a sum of money?

Has the Rural Commercial Bank signed a sum of money?

This depends on the bank's risk control policy and the applicant's credit status.

Today's headline data shows that whether a rural commercial bank signs a single loan depends on the specific situation. If the applicant has a high credit rating, stable income, a job and a small loan amount, then the pass rate of a single loan is high. In addition, the information provided by the applicant is true, accurate and complete, which is also an important condition for bank approval.

If the applicant's credit rating is not high, he does not provide sufficient repayment guarantee measures, or the amount of the loan applied for is large, then the bank may consider asking for a guarantor or borrower. In addition, if the information provided by the applicant is false or incomplete, or the applicant's loan application involves high-risk areas, the bank may also refuse the applicant's loan application.