Is it true that the SMS sent by credit card is overdue? Pay attention to these matters.

When the credit card is overdue, the bank will send text messages, but many cardholders will also receive text messages sent in the name of the bank. This requires careful identification of the authenticity of short messages, otherwise their information may be leaked, and in serious cases, there will be economic losses. Let's have a look.

Is it true that the SMS sent by credit card is overdue?

1, pay attention to the SMS number. Every bank has a special SMS service number, which usually starts with 955. If the sender of the received SMS is a bank, but it starts with "00" before the official number, and the contact number is reserved in the SMS, then it is very likely that the scammer used the Internet to dial a fake number. It's best not to believe such overdue short messages and don't call the reserved number. If in doubt, call the service hotline of the issuing bank directly for confirmation.

2. Pay attention to the content of the information. Looking at the self-proclaimed in the short message, all the short messages sent by banks are self-proclaimed in the name of their own banks, such as a bank. Second, look at the requirements of short messages for cardholders. For example, some text messages say that the credit card has been frozen after the deadline. Click the link in the text message to log in and confirm the information; Or let the ATM machine transfer money to the designated bank card account for capital verification, prove the repayment ability and see if it meets the credit card unfreezing qualification.

3. Pay attention to the SMS link. Some card friends may be curious to click on the link in the text message, and then they will go to a page similar to the bank website. They should pay attention to the information required on the website, such as providing bank card number, withdrawal password and verification code, and close the website immediately. Regular bank websites do not require such private information. After all, this is related to the safety of funds.