China Merchants Bank successfully applied for a credit card online, and sent a text message saying that the customer service specialist contacted me. What should I do?

The first time you apply for a credit card of China Merchants Bank to make an online banking reservation, the system will make a preliminary examination according to the information you fill in. Upon examination, there are two different situations:

1. The Commissioner of China Merchants Bank will contact you by phone within 4 working days to make an appointment for the door-to-door time;

2. Send you an audit notification SMS. You need to sign a contract at any branch of China Merchants Bank with your short message and valid ID within 30 days. If the verification is successful, the card will be sent to you by email and will be received about one week after sending.

pay attention to

1. In both cases, the system is automatically assigned and cannot be selected. The final approval result shall prevail.

2. If the interview time exceeds 30 days, re-submit the application materials to the store. Online banking reservation can only be applied once every two months.

The SMS sent by China Merchants Bank's credit card system indicates that it has been successfully accepted, which means that the credit card department of the bank has started to review the credit card application materials and is in the review stage. You can check the progress of credit card processing. The steps and methods to check the progress of credit card processing are as follows:

1. online inquiry: log in to the bank official website, click the online inquiry channel of credit card application progress, and enter the inquiry;

2. Telephone enquiry: Call the bank credit card bank to check the ID number.

Basic flow of credit card processing:

1. After entering the application page, select the application area, and the system will list the credit card types that can be applied for in this area. Click Apply Now to enter the information filling page.

2. Be sure to fill in the true and valid application materials when applying, and the bank will make a distinction.

3. Submit the form after writing, and the system will conduct automatic preliminary examination. After the initial review, it will be submitted to the local branch for further review.

4. The online application and the actual written application are basically the same. You need to be at least 18 years old and have a stable job and repayment ability.

5. Identification certificate: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and the soldier needs to provide a copy of his military ID card;

6. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or it can be a copy of the work permit/number plate verified and indicated by the sponsor;

7. Financial proof: You can prove your financial level by issuing bank salary records, income tax withholding certificates, or market value certificates of houses, automobiles, deposits and investments (such as a copy of real estate license/automobile driving license/bank time deposit certificate).

8. Other reference materials include: personal social insurance account list in the last six months, water, electricity and gas bills, and other bank credit card bills.

operating environment

China Merchants Bank Version Information 9.5.0