The debit card balance of Zhejiang Tailong Commercial Bank shows 0.

Bank card is a credit settlement tool issued by banks. Usually, bank cards mainly refer to debit card products issued by banks. Bank debit cards can be used for deposit and withdrawal, purchase and financing, payment and settlement. The issuance of bank debit cards still provides a lot of convenience for users.

1 It may be that the user's bank card account has been frozen for some reason. In this case, the balance will still be displayed normally in the account. However, because the bank card is in a frozen state, it can only be collected and not paid, so it is impossible to use the account balance for consumption.

2 users use bank card accounts to purchase wealth management products, but the account funds have not been transferred out. Because the purchased wealth management products have been put into the system, the account balance is locked, which will lead to the situation that the account has a balance but cannot be used.

The balance displayed in the bank card account may be the balance of time deposit. In this case, it can only be used normally if you go to the bank counter for early withdrawal or convert time deposits into demand deposits.

The ID card information reserved by the user in the bank has expired, and if it is not updated in time, the bank account balance will not be used normally.

5 The withholding business has been opened in the user's bank card account, and the funds have been entrusted to the bank, but the deduction has not been successful.

The above is the analysis and introduction of the reasons why the bank card has a balance but cannot be used. I hope it helps. In short, users are advised to contact the bank as soon as possible to consult the specific situation when they find that the account balance cannot be used, so as not to cause losses to personal funds.