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How does mobile banking view collection details?
Business outlet inquiry: bring my bank card and personal ID card to the counter of the bank outlet or inquire through the self-service inquiry machine to directly inquire about the details of bank card payment. Online banking inquiry: users who have enabled online banking can log in to online banking directly, enter account details, select income details and select inquiry time period; Mobile banking inquiry: log in to our mobile banking account, enter "My Account" and click on the transaction record to inquire about the collection record of this account. Generally, the payment records of bank cards for five years can only be inquired through the online channels of banks. If you want to query records for a longer time, you can only query them through bank outlets. Huawei mobile phone 2.0.0.208 HarmonyOS system OS2.0 mobile phone version number
1. Mobile banking refers to the channel mode in which banks use smart phones as carriers to let customers use banking services on the terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved, which refers to the use of mobile devices such as mobile phones to connect customers with banks, handle related banking business or provide financial services to customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking. Connect customers' mobile phones with banks through mobile communication network to realize a new business product, and directly complete various financial services such as account inquiry and transfer through mobile phone interface, that is, banks use mobile phones as carriers, rely on mobile GSM wireless networks, use short message resources of mobile phones to operate bank accounts in the form of short messages sent by mobile phones, and realize the functions of "financial management" and "electronic wallet" of mobile phones. In short, mobile banking is the abbreviation of using mobile phones to handle banking-related business. It is the channel for banks to realize electronization. It is a new service mode combining electronic money with mobile communication service.
2. Mobile banking, also known as mobile banking, refers to the use of mobile devices such as mobile phones and tablet computers to connect banks for customers, handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking. Theoretically, in addition to cash business, the bank's counter business can also be transferred to mobile banking. The functions of mobile banking are divided into standard functions and extended functions. Inquiry, transfer, remittance, payment and temporary loss reporting are standard functions. The extended function is to develop fund management, commercial payment, online shopping and other functions on the basis of standard configuration functions. The provision of extended functions is inseparable from the support of the bank background. These expansion functions of small and medium-sized banks are generally weak, far behind state-owned banks and national joint-stock commercial banks.
3. Domestic banks that have opened mobile banking include ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications and other large banks, national joint-stock commercial banks, some city commercial banks and rural commercial banks, as well as a few rural cooperative banks, new rural financial institutions and rural credit cooperatives. The mobile banking of regional banks is basically the mobile banking of online banking. Characteristic mobile banking related to rural finance in China includes card-less withdrawal, small loans for farmers, address remittance and mobile finance.
4. Mobile banking consists of mobile phone, GSM short message center and banking system. During the operation of mobile banking, after the user sends an instruction to the bank through the menu on the SIM card, the SIM card generates a short message with a specified format according to the user's instruction and encrypts it, and then instructs the mobile phone to send the short message to the GSM network. After receiving the short message, the GSM short message system sends it to the corresponding banking system according to the corresponding application program or address. The bank preprocesses the short message and then converts the instruction into the host system format. The bank host processes the user's request and returns the result to the bank interface system. The interface system converts the processing result into short message format, and the short message center sends the short message to the user.
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