Why do you say I borrowed money when I traveled in the same city?

Tongcheng Tourism began to develop tourism consumer credit products in 215: the "white ticket for the journey" business, which was originally a computer version, and was officially opened on the mobile phone client in March 216. Consumers can use this function to pay for air tickets, train tickets, tour group fees and so on in installments.

Recently, some media reported that the loan service appeared on Tongcheng Travel app, and you can withdraw cash directly by clicking the "borrow money" entry on the APP interface.

However, many consumers reported on the complaint platform that they encountered problems such as "beheading interest" and "violent collection" after borrowing money from Tongcheng Tourism. What happened?

Click on the audio and listen to the report

The loan from 1 yuan was deducted by 199 yuan, and the actual account was 81 yuan

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Mr. Zou from Fujian recently used this new business of Tongcheng Tourism:" There are two kinds in it, one is called white stripes, and the other is something equivalent to borrowing white stripes. I borrowed it in a place similar to borrowing white stripes.

To put it simply, the "white note on the journey" belongs to the phased product of consumption, and the "borrowing money" belongs to the "cash loan". Because of economic difficulties, Ms. Yang started to use Tongcheng's "borrowing money" service under the recommendation of others last year.

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Ms. Yang:" Last December, I didn't know my phone was leaked, and then some people added me to WeChat and sent me text messages to tell me where the line was. I went to add his qq, and that person sent me a link saying that I could borrow money. At that time, I really didn't think too much, and I really needed money. Click on his link. "

After opening the link, Ms. Yang found that it was a loan service for the same trip.

Ms. Yang: "I just downloaded the app and entered these materials. The first loan amount was 1, yuan. I forgot what I needed to buy a travel card before the loan. The card was 199 yuan, and I can only make the payment after buying it."

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