What exactly does a bank run mean?

Bank charge is the remedy for the unsuccessful deduction of bank card account when users make bank transfer or cash withdrawal transactions. The technical term for banks is called reversal.

Extended data:

First of all, the reasons for the amendment are:

The general reasons for the cancellation of transfer are: wrong name, wrong card number, inconsistent name and card number, communication timeout, etc.

Second, how long does it take for the bank to correct the account?

The refund time of bank transactions is different for different banks, and reversal is just the opposite of positive transactions.

1. You need to consult the local customer service staff or the counter after the account is received. I usually come back on the same day.

2. The bank card consumption list has been corrected, that is, a transaction has been marked as successful at the terminal, but the accounting transaction package sent to the host has not received a response, that is, the terminal transaction has timed out, so it is uncertain whether the transaction has been successfully completed at the host. In order to ensure the interests of users, the terminal sends a request to cancel the transaction flow to the host again. If the host transaction is successful, it will roll back the transaction, otherwise it will not be processed, and then return the processing result to the terminal.

Third, how to solve the transfer reversal?

After the transfer reversal occurs, the cardholder can call the customer service center of the bank in time, and then make manual service transfer according to the prompt, indicating to the staff that there was an error in the transfer reversal, and asking the staff to help recover the remittance. Then provide the transfer order number, bank card number, ID number and other information. According to the prompt and after authentication, you can recover the wrong remittance in time.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Four. Reversal and transfer:

Generally, two results are displayed during the migration. One is "offset succeeded, please continue to pay", and the other is "offset failed, please handle it manually". The former means that the user's previous transfer was unsuccessful, that is, the money was not transferred to the other party's account, while the successful bank reversal means that the money is returned to the user's account and the user can re-initiate the transaction. The latter refers to the user's operational error. Although the money has not been transferred to the other party's account, the corresponding amount has been deducted from the user's account, and the user needs to re-trade, and then the bank staff will handle it and refund it to the account.