Save it. You received a text message without borrowing money.

This is basically a liar, and then let you download registered software.

Usually this situation is because your personal information is leaked, and then the liar uses this information to frame you.

Then, in this case, you can check the personal credit report (recorded in the credit report) to determine whether this is a real event or a fraud event. If it's true, call the police first and then see what the situation is.