How to withdraw cash without a bank card

1. Deposit money at an ATM machine: If you don’t have a bank card and want to save money, you need to remember your bank card number. Follow the page prompts on the ATM machine to enter the card number and perform cardless deposits. Enter the bank card number and confirm it is correct, then you can deposit money;

2. Apply at the counter: Go to a nearby bank branch, pick up a number and queue up, then explain your purpose to the counter staff, and then fill in the deposit slip. Deposits are available.

3. Deposit money through payment software: You can also save money through third-party payment software. If you want to deposit it into a bank card bound to your own third-party payment software (such as Alipay), you can also save money with friends around you. To exchange, have them transfer money to you, then pay cash, then transfer the money to a card later.

1. How to withdraw cash without a bank card

In most banks, you can withdraw cash without a bank card, but the methods of withdrawing cash are slightly different. Take the Bank of China as an example. If you don’t have a bank card, you can withdraw money by scanning the QR code and making an appointment at the ATM. The specific operation methods are as follows:

1. Scan the QR code to withdraw money

Find any one At a Bank of China ATM machine, click "Scan QR Code to Withdraw Cash", use the scan function in mobile banking to scan the QR code displayed on the ATM machine, and then fill in the withdrawal account, withdrawal amount and withdrawal password according to the page prompts, and you can successfully withdraw cash.

2. Make an appointment to withdraw funds

First log in to Bank of China Mobile Banking, click More, Branches on the homepage, and then click Cardless Withdrawal. Follow the page prompts to select the withdrawal account, withdrawal amount, and advance payment. Leave the password and other withdrawal information to generate a reservation withdrawal number.

After the reservation is successful, find the ATM machine, click "Password Remittance Withdrawal/Mobile Cash Withdrawal", enter the reservation withdrawal number, and then complete the SMS verification to successfully withdraw cash.

Different banks may have different interfaces for scanning QR codes to withdraw money and making reservations for withdrawals, but the operating procedures are similar.

2. Precautions for withdrawing money without card

1. The effective time of mobile banking appointment is generally within 2 hours. It depends on the regulations of each bank. You can also choose to cancel during the validity period of the appointment. If you make an appointment without withdrawing money after the validity period, it will also be regarded as automatically canceled and will not have any impact on the bank account;

2. The charging standards for withdrawals without card and withdrawal with card are the same, and the withdrawal amount depends on the specific situation. Depends on the bank. For example, Bank of China's single limit for cardless withdrawals is based on the limit of the ATM machine, and the daily cumulative limit is 5,000 yuan per card per day.