Where did the extra red envelope come from when Alipay paid?

In order to increase the utilization rate of people, Alipay Flower Garden will give away red envelopes at random when paying for the flower garden.

The full name of flower bud is ant flower bud, which is a consumer credit product launched by Ant Financial. After the application is opened, you will get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".

On August 4, 20 16, the Ant Flower Garden Consumer Credit Asset-backed Securities Project was listed on the Shanghai Stock Exchange, which is also the first ABS of Internet consumer finance on the Shanghai Stock Exchange.

By June of 20 18 and 1 year, Ant Financial has voluntarily increased the capital of two small loan companies by 8.2 billion yuan, and the registered capital has increased from 3.8 billion yuan to/kloc-0.2 billion yuan. On May 6th, 2008, Bai Hua announced its opening to banks and other financial institutions. As soon as the ant flower buds went online, they were strongly sought after by online shoppers. According to statistics, 33% of users in Bai Hua are post-90s, 48.5% are post-80s, and 14.3% are post-70s. It can be seen that compared with other payment methods, ant flower buds attract more new generation consumer groups.