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Can I check the balance of my bank card at the ATMs of other banks?
At present, almost all bank cards and ATMs are included in the clearing system of UnionPay, and there are no technical obstacles to cross-bank inquiry and settlement in different places! So a bank card can completely check the balance in another bank's ATM! But ATM can only query the current balance of the current bank card. And if there are large deposit certificates, electronic government bonds, bank wealth management and other products in the bank card, it is impossible to find them through inter-bank ATM! In addition, it should be noted that there is generally no charge for checking the balance of bank cards across banks, but if you want to deposit or withdraw money, you need to pay a certain handling fee (the standards of different banks are different).
There are other simpler ways to check the balance of bank cards. If you just need to check the balance, there is no need to go to the bank ATM at all, which is both troublesome and time-consuming. It will be easier and more convenient to query the balance in the following ways! Check the balance by SMS. Generally, edit the short message "CCYE (initials of balance inquiry)+bank card number" and send it to the bank customer service platform, so you can inquire the balance yourself! SMS editing methods of different banks are slightly different, but you need to pay an additional SMS fee of 0. 1 yuan/message! Online banking inquiry. In addition, if you have U shield (or K treasure), you can also check the current balance in real time through online banking! Bank APP query. Compared with the above two methods, it is the easiest and free to query through the bank APP. As long as you open the mobile banking, you can inquire and even inquire about the large deposit certificates and national debt in the bank card account!
In short, it is completely possible to check the bank card balance through inter-bank ATM, but the operation is more troublesome! It is easier to inquire through bank APP, online banking and SMS banking than to bother to look for bank ATM everywhere.
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