How does Industrial Credit Card repay in installments?

How to installment Industrial Credit Card?

The installment payment method of Industrial Credit Card is as follows:

1. Applicants can go directly to any branch of Industrial Bank, bring their valid ID card and credit card to the counter, fill in the information and sign the agreement under the guidance of the staff, and then apply for installment.

2. You can call the customer service hotline of Industrial Bank at 9556 1, transfer the manual service under the voice guidance, then enter your ID number and credit, and handle the staging under the guidance of the staff.

3. Apply through online banking, log in to your account, select the installment application in the page, and fill in your own information.

4. You can also apply by SMS: "4 digits after the space of CCZF" and send it to 9556 1 Automatic Processing 12 for bill installment.

Introduction of credit card installment payment in Industrial Bank

Industrial Bank credit card bill installment payment

I. Introduction to Installment Payment of Credit Card Bill of Industrial Bank

Industrial Bank credit card bill installment payment is an installment payment service provided by Industrial Bank Credit Card Center for eligible cardholders. After paying a certain installment fee, the cardholder can repay 90% of the unpaid portion of the RMB bill consumption transaction amount according to the number of installments applied by the cardholder.

Two. Industrial Bank Credit Card Bill Installment Provisions

Application time: apply for bill installment business after the current bill date, due repayment date (excluding due repayment date) 1 natural days. The deadline for SMS application for bill installment business is before the deadline of 17: 00.

Application amount: the amount of application for bill installment business is limited to 90% of the outstanding amount of consumer transactions that have been accounted for in RMB, with a minimum of 100 yuan.

Number of installments and commission rate:

Three, Industrial Bank credit card bill installment application method:

1. When you can call the Industrial Bank customer service hotline 9556 1, please press 1 to select "Credit Card" and then press 8 to select "Manual Service". The customer service specialist of Industrial Bank will accept your business application. Industrial Bank will reserve the right of final approval.

2. You can also visit http:// general edition or http:// edition on your mobile phone, and log in to the mobile banking of Industrial Bank to apply.

3. You can log in to the credit card online bank and enter the "bill installment" section to apply.

4. You can edit the short message: "4 digits after CCZD space" and send it to: 9556 1 automatic processing 12 bill installment. For example, if the last four digits are 1680, edit "CCZD 1680" and send it to 9556 1 to automatically apply for bill installment.

Industrial Bank credit card "accompanying loan" cash installment payment

1. Introduction of cash installment payment by credit card of Industrial Bank

Industrial Bank credit card cash installment service is a installment service for eligible credit card holders. The cardholder can withdraw cash within the cash advance limit of the credit card and repay it in installments. The cardholder must pay a certain installment fee.

This business is limited to the main cardholder who is using the card in common use, has good credit status and normal card status, and does not accept the supplementary cardholder to handle this business by himself; Standard Business Card, Jockey Club Card, Guangzhou Education Fund Card, Xidan Department Store Card and 60th Anniversary Card do not participate in this business.

Two. Industrial Bank Credit Card Cash Staging Regulations

Application amount: this business is limited to RMB currency, and the cash amount that the cardholder can apply for withdrawal is within the available cash limit of his credit card advance. The minimum amount for each cardholder application is RMB 2,000, and the maximum amount is RMB 50,000, which is an integer multiple of RMB 1 1,000.

Repayment method: The cash installment fee can be charged monthly or once, in which the monthly installment fee is equal to the total amount of installment principal multiplied by the monthly rate, which is recorded in installments on the billing date after installment, and the one-time installment fee is equal to the total amount of installment principal multiplied by the installment rate, which is recorded in one lump sum on the first billing date after installment.

Number of installments and commission rate:

Note: If the cash withdrawn by the cardholder is transferred to the RMB savings settlement account of other banks, the inter-bank transfer fee will be charged on a per-10/0 yuan basis and included in the cardholder's current bill.

Application method: Cardholders can call the 24-hour customer service hotline of Industrial Bank at 9556 1 to apply.

Apply for a credit card

This article is edited by Common Sense Network, and no individual or organization may modify its contents without authorization. If you need to reprint, please indicate the source and bring your own original link, and offenders will be investigated for legal responsibility.

How to negotiate installment repayment for overdue credit cards of Industrial Bank?

After the Industrial Bank's credit card is overdue, customers who want to negotiate installment repayment should take the initiative to call the hotline 9556 1, press the "0" key to switch to manual service and apply to the customer service staff. Pay attention to make clear your personal situation first, and explain that you didn't pay it back on purpose, but that you were unable to repay it. At the same time, remember to express your willingness to repay, and finally apply to extend the repayment period and repay the arrears in installments.

Customers can also provide certain information to support negotiations, such as unemployment certificate, proof of termination of labor contract, etc. Industrial Bank will consider it as appropriate.

If the bill is overdue, the user needs to negotiate with the bank for installment repayment.

The user directly dials the customer service hotline of Industrial Bank, and then turns to manual service, indicating that the repayment pressure is slightly higher, and then negotiates with the customer service whether the installment repayment business can be handled.

Under normal circumstances, banks will not allow customers to repay in installments. If users do have difficulties in repayment, they can also negotiate through legal channels, which can be divided into 60 installments at the longest.

Please click to enter the picture description (maximum 18 words).

Why didn't the Industrial Bank credit card bill show how to pay the installment bill?

Installment payment by bill is an installment payment service provided by Industrial Bank Credit Card Center for eligible cardholders whose bills have been issued. After the cardholder pays a certain installment fee, 90% of the unpaid part of the consumer transaction amount will be repaid in equal installments according to the number of installments applied by the cardholder.

1. Application amount: The amount that the cardholder can apply for the bill installment business is limited to 90% of the outstanding amount of the consumer transactions that have been accounted for in RMB, with a minimum of 100 yuan.

2. Application time: the cardholder must apply for the bill installment business from the current bill date to the due repayment date (excluding the due repayment date) 1 natural day.

3. Application method: You can apply through Industrial Bank credit card online banking or customer service hotline 9556 1.

Extended data

Inter-bank in the same city and inter-bank in different places. In any case, the remittance bank will charge a certain fee, and at the same time, the payment time and repayment convenience are not as good as those of peers, networks and convenience stores.

Common domestic network platforms are: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.