Is Jin Meixin's consumer finance formal?

Many friends found a loan platform named "Jin Meixin Consumer Finance" on the Internet. Some friends who are interested in this platform will ask, is Jin Meixin's consumer finance reliable? Here, let's introduce the testing level of consumer finance in Jin Meixin.

This paper introduces the situation of consumer finance in Jin Meixin from four aspects: platform qualification, loan method, loan cost and collection method, hoping to help you figure out whether the consumer finance in Jin Meixin is reliable or not.

Platform qualification

Jin Meixin Consumer Finance is a financial institution jointly funded by Xiamen Jinyuan Financial Holdings Co., Ltd., China Trust Commercial Bank and Gome Holdings. It has a consumer finance license issued by China Banking and Insurance Regulatory Commission. Therefore, Jin Meixin consumer finance is a formal financial institution.

Borrowing mode

The borrowing mode adopted by consumer finance in Jin Meixin is pure online application, and there is no face-to-face signing. In addition, consumer finance in Jin Meixin does not require borrowers to provide mortgages and guarantees. Therefore, the lending model of consumer finance in Jin Meixin is very safe.

Loan expenses

The loan cost of Maxim's Consumer Finance is within the specified range, that is, the annualized loan interest rate does not exceed 36%. Therefore, the majority of borrowers need not worry about applying for "usury" at all.

Collection method

Like other formal financial institutions, Maxim's consumer finance collection methods are mainly telephone collection and SMS collection, and there will be no violent collection.

To sum up, Jin Meixin consumer finance is a reliable financial institution, so you don't have to worry too much when you borrow money.

/6a 63 f 6246 b 600 c 33 c 89 a 035 c 084 c 5 10 FD 8 F9 a 147？ x-BCE-process = image % 2f resize % 2Cm _ lfit % 2Cw _ 600% 2Ch _ 800% 2c limit _ 1% 2f quality % 2Cq _ 85% 2f format % 2Cf _ auto