The transfer was rejected by the bank. What should I do?

There are two cases, and the treatment methods are different:

First, transfer money to the other bank account, and the other bank refuses to return it, indicating that there is something wrong with the other bank account, so you can withdraw the money in your account at any time;

Second, if you transfer money to the other bank account, your account prompts that the transaction is rejected, that is, there is something wrong with your account and you cannot withdraw money from the ATM.

Reasons why the bank refused to trade:

1. Credit cards with bad transaction records and cards used by consumers for payment have bad transaction records, such as refusal to pay.

Second, unauthorized transactions, the card used by consumers to pay is a 3D card, but the 3D verification code is not filled in during the payment process. Therefore, the system will judge the transaction as unauthorized and refuse to deduct money. In addition, it is also possible that the issuing bank of the consumer has not authorized the transaction.

3. Repeated payments by the same IP in a short period of time, and repeated payments by consumers by the same IP in a short period of time are suspected of illegal activities such as cashing, money laundering and fraud. The system refused to deduct money.

4. The balance in the card is insufficient or the validity period of the card has expired, and the card used by consumers for payment exceeds their credit limit or the card has expired.

5. Incomplete information, error or termination of payment. When the consumer fills in the credit card related information, the information is incomplete or wrong, and the bank has no way or refuses to deduct the money.

6. Payment in risk areas. The IP paid by consumers comes from areas listed as high risk by international credit card organizations. The system will judge high-risk transactions and refuse to deduct money.

Vii. Cross-border and cross-regional transaction payment. If the card used by the consumer is not a domestic card, and it is suspected of card theft, the system will rate it as a highly analytical transaction and refuse to deduct money.

Eight, other circumstances, check whether the payee is involved in fraud, so it is frozen by the bank.