Is it fraud to receive the prosecution information of consumer finance by SMS?

Legal analysis: It depends on whether the message received from consumer finance is a fraud;

1. If there is no dispute with consumer finance, it is fraud;

2. If there is a dispute, the parties can call the customer service staff of consumer finance first, ask clearly and repay in time.

According to relevant regulations, if the lender fails to provide loans on the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.

Legal basis: Article 67 1 of the Civil Code of People's Republic of China (PRC). If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.