Is the credit card overdue 1 day? Is the credit card overdue 1 day overdue, Zhihu?

Yes, the credit card is overdue 1 day, which means overdue.

Detailed description:

1. The overdue credit card refers to the situation that the cardholder fails to repay on time or the repayment is lower than the minimum repayment amount. No matter how many days overdue, as long as the arrears are not paid off after the repayment period, it is regarded as overdue.

2. Overdue credit cards will have a negative impact on personal credit records, affecting credit rating and future loans and credit card applications.

3. Overdue repayment may lead to the increase of penalty interest, late payment fees and other expenses, which will increase the repayment pressure of cardholders.

4. Banks usually submit overdue information to credit reporting agencies, which has a long-term impact on personal credit records and may even affect work and renting houses.

Therefore, the cardholder should strictly abide by the repayment date of the credit card to ensure timely repayment or payment of the minimum repayment amount.

Summary:

Credit card overdue 1 day is overdue. Overdue will have a negative impact on personal credit records and may lead to additional expenses. Therefore, we should always pay attention to the repayment date and ensure that the repayment is made on time or at least the minimum repayment amount, so as not to adversely affect personal credit.

Extended data:

Overdue repayment means that the credit card holder fails to repay the arrears within the specified repayment date. In case of overdue, banks usually remind cardholders to repay as soon as possible by telephone, text message and email. If the overdue time is too long, the bank may take further collection measures, such as entrusting a third party to recover the arrears. At the same time, overdue records will be submitted to credit reporting agencies, which will have a negative impact on personal credit records. Therefore, cardholders should develop good repayment habits to ensure timely repayment in order to maintain personal credit.