If I haven't borrowed money in Hui Jin, how can I receive the information about Hui Jin's arrears?

I received the repayment text message but didn't borrow the money, which may be caused by an error in sending text messages uniformly by the system. As long as the user confirms that he has not applied for a loan, he can directly ignore this repayment message. It is not excluded that the user's previous number is used to apply for a loan, but the loan is repaid by the borrower, not the owner. If you often receive such short messages, users can contact the operator to see if the operator can refresh the number status and help solve such problems.