Do I have to go to the bank to cancel the SMS of the bank card?

The SMS reminder will not be cancelled automatically. I need to go to the bank to cancel the service. If the bank card has no money, the SMS fee will be deducted after the bank card deposits cash. If you don't use this card, cancel it.

0 1 account is normal, that is, if there is no balance on the card for two consecutive months, the SMS service fee cannot be deducted immediately, and the SMS service will automatically stop. In this case, you just need to deposit money again. After the bank makes up the short message fee owed in the previous period, the short message service will automatically re-enter into force without re-signing.

For example, there was no balance on the card in March, and the deduction was unsuccessful. The service stopped in April. After the deposit in July, you only need to make up the arrears in March, and you don't need to make up the arrears in April, May and June. The SMS deduction time for each card is only once a month, but it is different. If the deduction is successful in July, the SMS service will take effect in July. If you miss this month's deduction time, it will only take effect after the deduction is successful next month.

If the bank card has no money for a long time, according to the relevant provisions of the "double zero card" with no balance and no transaction for a long time, the bank card account will be included in the "sleep account" management, all transaction functions will be closed, and the SMS service will naturally be closed. In this case, it is impossible to deposit funds, and the SMS service cannot automatically activate the renewal service.

If you need to reactivate the SMS service, you must go to the counter to reactivate the account, otherwise you can't handle it manually. After the account is activated, the SMS service needs to be re-signed to make up the fees owed in the previous period before the service function can be re-opened, but the "dormant" period fee does not need to be paid.

Regarding the relevant time regulations of "sleep card", ICBC stipulates that there will be no balance and no transaction in the first six months after the card is opened; Agricultural Bank stipulates that there is no balance on the card for a long time, and there is no transaction for 18 months; China Construction Bank requires no transaction for more than 3 years, and the balance in the card is less than 100. All the above will be included in the "sleep account" and all functions will be turned off.

20 16 10 1 the central bank issued new rules for opening personal bank accounts. If there is no transaction record within 6 months from the date of opening an account, other channels except the counter will be closed. Shanghai Pudong Development Bank issued cards before 20 16 12 3 1, and the "double zero card" was included in the "sleep account" in the first three quarters of this year; China Merchants Bank will cancel the unqualified "Double Zero Card" from July 20 17 to June 20 15, and the SMS service function will be terminated at the same time, and the service will no longer be enjoyed.

In a word, it is not convenient for you to open a short message on the bank card to inquire about the inflow and outflow of funds, and it can also play a very good role in prompting the abnormal inflow and outflow of funds, and also play a certain role in protecting funds. The cost is also affordable for everyone, so try to leave enough funds for the bank to deduct. Resolutely canceling unused cards can not only reduce the cost of using cards, protect the privacy of personal information, but also leave opportunities for criminals such as fraud and money laundering.