Negotiation skills of industrial bank's suspended account

You can submit a stop-loss application to Industrial Bank, and you need to negotiate with Industrial Bank to explain that your personal funds are insufficient and you can't repay for the time being, and submit relevant supporting materials. When the credit card can't repay, it often happens that the account is closed and cancelled. At this time, applying to Industrial Bank for account cancellation can reduce the pressure of interest payment. If the individual is really unable to repay the credit card bill, he can call the bank customer service to negotiate installment repayment.