Zhongwei SMS

Analysis:

If the case is really filed, it will not be a simple short message. This is generally a collection method. If you haven't borrowed money, don't pay attention to this kind of message. Be careful, this is fraud.

Legal basis:

Article 680 of the Civil Code

Prohibit high-interest lending and determine loan interest. It is forbidden to lend at high interest, and the loan interest rate shall not violate the relevant provisions of the state.

If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest.

If the loan contract does not specify the method of interest payment, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as having no interest.