What bank does Nanjing Medical Insurance Card belong to?

According to the requirements of Ministry of Human Resources and Social Security, the social security card, that is, the photos of the social security card of the People's Republic of China that you can find online, has the dual functions of medical insurance card and bank card. On the one hand, you can make medical insurance cards in hospitals and pharmacies, and on the other hand, you can make savings cards in banks. These two accounts are independent of each other and cannot communicate with each other.

From this point of view, there is not much difference. The future trend may be that savings cards are used as accounts for wages and accounts for social security contributions. If there is a difference, it is probably the difference between banks. It is more convenient for the four major banks to set up various services and outlets. (1) identification. As the identity certificate for cardholders to enjoy public employment services, employment support policies, insurance registration, payment declaration, social insurance relationship transfer and connection, medical expenses reimbursement, treatment collection, qualification certification and other services.

(2) Information inquiry. Cardholders can inquire about their basic information and business application information such as employment and social security through social security card inquiry service facilities.

(3) medical expenses settlement. Cardholders can go to designated medical institutions and pharmacies for medical treatment, hospitalization confirmation, fee settlement and other related social security services.

(4) Paying social insurance premiums. Including flexible employees, urban insured residents, rural insured social insurance premium payment and bank withholding.

(5) treatment. Including pension, unemployment insurance, regular treatment of work-related injury insurance, one-time treatment of various social insurances, reimbursement of medical expenses and subsidies for various employment support policies of individuals. . The medical insurance card is used for outpatient treatment. Regardless of serious illness or minor illness, employees can pay directly with the personal account on the card (not all of them are paid by individuals, which is equivalent to canceling medical treatment in the social security clinic). If the medical insurance insured can enjoy the subsidy for civil servants, the annual cash subsidy for outpatient medicine pharmacies 1.200 yuan and above (Wuhan policy) is 70% (80% for retirement). The policy of medical insurance outpatient service for urban residents in Wuhan is "to pay 30% as a whole within 100 yuan every year, and to pay more than 100 yuan", which is a bit like "ordinary outpatient service can be subsidized by 45% within 300-0/00 yuan a year" you found on the website.

In short ~ ~ ~ whether it is job insurance or residential insurance. When the medical insurance card is used in hospital, it is only by reading the card to confirm whether the insured person is eligible for hospitalization, and at the same time, an hospitalization account is established in the hospital's medical insurance system. For medical insurance hospitalization, except for the self-paid part and self-paid 10%, the part exceeding the hospitalization medical insurance deductible line enjoys the proportion of overall payment. Different levels of hospitals have different threshold fees and enjoy different proportions of overall payment. The proportion of medical insurance for employees is over 80% (82%/84%/87% in Wuhan), and the proportion of medical insurance for residents is about 50% (60%/50%/40% in Wuhan).