How to use the reserve fund with development?

(1) Suixing reserve fund is an additional exclusive installment line provided by Industrial Bank on the basis of the original credit line, with a maximum line of 300,000 yuan and a minimum line of 1 1,000 yuan for each cardholder application. After handling the dividend, the amount will be transferred to the credit card account, which will be in the form of overpayment after offsetting the current arrears of the cardholder's credit card.

(2) The accompanying reserve fund can only be used for credit card consumption, and can only be used for household durable goods consumption, household appliances consumption, furniture decoration consumption, medical consumption, car purchase consumption, wedding consumption, student consumption, tourism consumption and other personal small durable goods consumption.

(3) For non-consumer purposes, you can't pay by credit card with Xingye's accompanying consumer reserve fund, and you can't withdraw cash. In case of illegal use, the bank may require the user to pay off the arrears in one lump sum.

(4) It should be reminded that Industrial Bank will send a text message at any time to ask the cardholder to upload the consumption voucher of Suixing Sub-branch at a specified time, so everyone must keep the relevant voucher after swiping the card. As long as the merchants and commodities used for consumption are clearly marked, the payment details of coupons can include fast payment details such as paper purchase orders, WeChat payment or Alipay payment.

Extended data:

I. Number of installments of the reserve fund, principal payable in each installment and credit card installment service fee:

(1) The number of periods for applying for the usable consumer provident fund is 3, 6, 12, 18, 24, 36, 48 and 60 (each period is one billing month). The number of installments that the cardholder can apply for and whether the business is successful will be announced by the bank when handling the business.

(2) The repayable principal of each period is equal to the total principal of each period divided by the number of periods, accurate to the minute, distributed on the first billing date after each period, and recorded in installments on the billing date of each period.

(3) The service fee for consumer provident fund is charged by monthly installments, and the service fee is equal to the total amount of installment principal multiplied by the monthly service fee rate, which is recorded by installments on the billing date of each installment.

Once the cardholder's application for interest-bearing consumption cash reserve is successfully processed, it cannot be revoked at will, nor can the number of periods be changed. If prepayment is required, please apply to our customer service hotline 9556 1 and deal with it according to these terms and conditions.

2. After the deposit is received, no matter whether it is used or used up, the handling fee will be charged normally according to the amount of successful transactions. If the cardholder still has extra money in the credit card account after the repayment on time, the money will be regarded as overpayment, and the installment principal and handling fee will not be paid off in advance. The principal payable in each installment and the service fee of consumer accumulation fund will be fully included in the minimum repayment amount.