What are the 4 tips to prevent telecommunications fraud?

1. Don’t easily believe calls and messages from unknown sources. No matter what sweet words or rhetoric the scammers use, don’t easily believe them. In particular, you should control your own desires and believe that there will be no free lunch in the world. Scammers take advantage of people's desire to take advantage of others to defraud.

2. You must hang up the phone promptly, do not reply to text messages, and be aware of confidentiality. No matter what the circumstances, you must not disclose your and your family’s identity, deposits, bank cards and other information to the other party, regardless of the reason. For whatever reason, these cannot be disclosed to the fraudsters.

3. Don’t transfer money easily. You must understand the common sense of bank cards to ensure the safety of the funds in your bank cards. Never send or transfer money to strangers. No matter the reason, there is a danger when funds leave your bank card and end up on someone else's card. If you are deceived or hear that a relative or friend has been deceived, you should immediately report the case to the public security organ. You can directly dial 110 to call the police.

Common telecom fraud methods currently used by banks include:

1. Creating false lottery winning information, and using the excuse of charging "personal income tax" or "handling fees" to allow users to remit money and defraud money. , or deceive customers into providing SMS verification codes to transfer account funds.

2. Use money as a temptation to conduct account transactions and apply for credit loans on various online loan platforms.

3. Accidentally clicking into a phishing website causes the account balance to disappear.

4. Bank card fraud uses the flaw of magnetic stripe cards that can be copied to steal card information and transfer funds.