Joke Collection Website - Public benefit messages - The online loan was sued and could not appear in court in different places.
The online loan was sued and could not appear in court in different places.
First, if you are sued by a bank or loan platform in a different place within the time limit, you should calm down and refer to the relevant provisions of the Civil Procedure Law. If the bank or lending institution sues you in another city, not in your domicile or your habitual residence, the defendant may apply to the court for this jurisdictional objection and apply to dismiss the lawsuit of the bank or lending institution. Remember that the purpose of refusal is not only to facilitate responding to the lawsuit, but more importantly, you still have the last time to negotiate the repayment plan with the bank or platform. No matter what happens, being positive can solve many problems, while being negative will create more problems.
Second, first of all, prosecution in different places is very common. When we handle credit cards or loans, we basically stipulate the jurisdiction in the credit card collection contract or loan contract, and there will be options for financial institutions or platform headquarters at the agreed place. In order not to reflect the overlord treaty of this format contract, there will be one or two more options, one of which is beneficial to the borrower. However, in actual litigation cases, the operation that is convenient for borrowing will be preferred. Whether there is a lawsuit in a different place depends on whether the borrower is located in the lender's place, but the fact is that borrowers are all over the country, and the common reasons for lawsuits in different places are mainly here. As long as you dig deeper, you will find that this is a deeper routine for lending institutions. The real purpose of prosecution in different places is not to let the defendant appear in court.
Third, imagine that the defendant is already heavily in debt and his pockets are empty. He has to travel a long way to answer the lawsuit in other cities. The defendant has come, so he can't disturb his present life and work at will. Secondly, he will be distressed by the expensive travel and accommodation expenses. Thirdly, it takes more time and energy to go to a strange city, and he feels insecure. At this time, if the borrower does not know a little legal knowledge, he will often be at a loss. As long as you are absent and can't testify in court, the court can make this default judgment, and the trial result will be beneficial to the plaintiff, which can reasonably meet the demands of banks or platforms within the scope permitted by law.
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