Why does WeChat payment exceed the limit?

1. WeChat prompt exceeds the maximum number of transactions of the bank, which specifically means that the number of transactions of WeChat users on the same day or this month reaches the upper limit specified by WeChat. Now all payments are made by WeChat. Due to the security of users' personal accounts on WeChat platform, there are restrictions on the daily and monthly transaction times and transaction amount of users. When the WeChat prompt exceeds the maximum number of transactions of the bank, it means that the number of transactions of WeChat users on the same day or this month has reached the upper limit stipulated by WeChat. Therefore, the WeChat background temporarily gave the user the situation that the WeChat payment function could not be used normally.

Second, the reason why WeChat prompts the bank to exceed the maximum number of transactions. Wechat has a daily payment limit of 20,000 yuan for users, but there is no clear collection limit. For WeChat users who are not bound with bank cards, the daily limit is 200 yuan, and the daily limit for collection is 3,000 yuan. If the limit is exceeded, WeChat needs to bind the bank card. When the WeChat prompt exceeds the maximum number of transactions in the bank, the user can pay the next day. Because WeChat has a daily payment limit, it can continue to pay until the early morning of the next day. Wechat limits the number of transactions of users, not only to ensure the security of WeChat users' accounts, but also to avoid users' uncontrolled consumption.

Third, the security mechanism of WeChat payment platform. P wechat is not only a social platform, but also because of the function of mobile payment, wechat should provide corresponding security for customers. There is strong technical support to limit the daily transaction amount and number of transactions. Wechat's payment platform relies on Tencent's big data technology, so it can effectively judge whether there are corresponding risks in user payment. And WeChat's customer service hotline can provide services to customers 24 hours a day, and handle the related problems of customers' personal accounts in time. At the same time, WeChat's payment platform has been allied with multiple mobile phone applications, so it can be guaranteed that WeChat can make payments in major shopping malls.

4. I suggest you open WeChat, click the "three points" button in the upper right corner of the payment page to enter the payment management, and then select "real name authentication" in the payment management. After entering the real-name authentication, select the following "Frequently Asked Questions". After entering the FAQ management, select "How to solve the problem that the bank card (ID card) is over limit?" Here are the solutions.