What does it show when a postal bank card is frozen?

After the postal savings card is frozen, relevant information will be displayed in the cardholder's account. For short-term freezing, you can verbally report the loss through telephone banking. The loss report will be effective for 5 days once and will be automatically released after 5 days. It can be operated repeatedly. ; You can deliberately enter the wrong password three times at an ATM/online banking/mobile banking, and the card will be frozen: basically it will be automatically unlocked after 24 hours, or you can go to the bank branch counter with your ID card to unlock it.

1. Reasons why the bank card is frozen

1. The bank card is a credit card (credit card). If it is frozen, it may be that the credit card has had abnormal transactions, such as malicious cash out, Forged information, consecutive incorrect passwords, etc. may cause the bank card to be frozen by the bank.

2. For bank cards that can be overdrafted, the bank will set an overdraft share for you based on your actual repayment ability. When your overdraft exceeds the share, the bank will immediately freeze your bank card.

3. The bank card is a debit card. If it is frozen, one is a wrong account freeze, which means that the bank mistakenly transfers more money to your account during the transaction, then the bank may put the excess money into your account. Freeze the portion given to you. One is judicial freezing. According to the relevant provisions of the law, the judicial authority can apply to the bank to freeze your bank card due to the need to handle the case. At the same time, customs, tax authorities and other departments also have the right to freeze.

4. No matter what bank card it is, if you enter the password incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be automatically canceled after 24 hours.

5. If your bank card expires and you do not apply for a new one, the bank will freeze your expired bank card after expiration.

6. If a bank card is reported as lost multiple times in a row, the bank will deem it malicious and freeze the card.

2. Postal Savings Card

Postal Savings Card (referred to as green card) is a financial transaction card issued by the national postal department to provide financial services to depositors. Postal savings cards are issued to individual urban and rural residents. All urban and rural residents who open a current savings account at a postal savings computer networked post office (or postal savings point) can apply for a postal savings card with their ID card. Its main function is to deposit and withdraw money at networked ATMs and postal savings banks, and to make purchases at networked POS. Hainan Postal Savings has now been connected to nearly 28,000 outlets in 31 provinces and municipalities across the country.