The credit card of CITIC Bank received a text message saying that it was necessary. Uh, is it true to apply for enforcement?

Really. 1 sue. If you don't go to court, you will make a default judgment, which is very unfavorable to the overdue debtor. If you say. If you don't pay back, then the third-party institution bank or platform will sue you and let you. Enforcement. So now everything in your name. Not bad, the funds are frozen and deducted first!

: Overdue credit cards usually have the following consequences:

1. Expenses such as overdue interest and liquidated damages. : Calculate the interest from the overdue date of the credit card, which is generally five ten thousandths of the daily interest, and compound interest is calculated monthly; The liquidated damages are generally 5% of the unpaid part of the minimum repayment amount.

2. Bad credit record: after the deadline, the personal credit report will produce bad records, which will affect the future loan application.

3, may face criminal responsibility: if the long-term overdue and overdue amount is large, then you may receive a reminder from the bank; If the bank still fails to repay the arrears after being reminded, it may face criminal responsibility.

Generally speaking, the influence of overdue credit card is still relatively large. I suggest that you must pay back on time. If your credit card is about to expire or has expired, I suggest you call the bank's customer service phone in time, take the initiative to explain the situation, find out whether you can apply for deferred repayment or reduce the penalty interest, and repay as soon as possible.

5.CHINACITICBANK, formerly known as CITIC Industrial Bank, was established in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing.

6. The major shareholder is China CITIC Co., Ltd. ... Bancobilbaovizcaya Argentaria (S. Abbva) invested 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy 5% equity of CITIC Bank, and may also choose to increase its shareholding in CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, * * * employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.