ICBC's process of repaying mortgage in advance

Prepayment process: 1. Know the repayment requirements, precautions and repayment methods in advance. Pay attention to whether there is liquidated damages. 2. Apply to the loan bank for prepayment by phone or in writing, make an appointment for the repayment place, and ask what materials need to be prepared for prepayment and how to repay. 3. Bring ID cards, loan contracts and other related materials to ICBC outlets to apply for early repayment at the agreed place. 4. Fill in and submit the prepayment application form and other related materials, and deposit the prepayment amount to complete the whole repayment process.

Article 675 of the Civil Code of People's Republic of China (PRC) * * * The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.

Please log in to the mobile banking, select the corresponding loan through the function of "Home/Favorites-Loan-My Loan", click "Repay in advance", fill in the information according to the prompts on the page, and submit the repayment application. After the loan bank is approved, click "Query Application Results" to enter the inquiry period and confirm the amount of liquidated damages. In addition, you can also make an appointment for prepayment through online banking.