Can Liaoning Fuxin's provident fund buy a house in Chifeng Aqi?

Chifeng Aqi has opened a loan policy of kilograms in different places, and employees who need to meet the conditions of local provident fund loans can use loans in different places.

Application conditions

1. The applicant must purchase a self-occupied house in our city and be the owner or owner of the house purchased.

2, the applicant must be normal and full deposit housing provident fund for more than six months.

3. The applicant and spouse have no outstanding housing provident fund loans. (including the place where the housing provident fund is paid)

4 to provide the guarantee procedures approved by the city housing provident fund management center.

5. Meet other conditions for housing provident fund loans.

20 1565438 On September 5, the Ministry of Housing and Urban-Rural Development issued the Notice of the Ministry of Housing and Urban-Rural Development on Relevant Operational Issues of Individual Housing Loans from Housing Provident Funds in Different Places, which clarified the division of responsibilities and handling procedures of provident fund loans in different places, and required the urban provident fund management departments to issue relevant detailed rules in time.

Treatment process

(a) the loan city provident fund center accepts the consultation of employees' loan business in different places, and informs the materials needed for loan review at one time.

(II) The employee himself or his client applies to the municipal provident fund deposit center, and the deposit center verifies the employee's deposit of loans according to the employee's application, and issues the Certificate of Deposit and Use of Housing Provident Fund for employees who have never used the housing provident fund or whose first housing provident fund loan has been settled.

(3) After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan to the deposit city provident fund center. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposit to the city provident fund center to identify the situation of employees' loans in different places, and establish a detailed account of employees' loans in different places.

(four) during the loan repayment period, if the personal account of housing provident fund is transferred, the original deposit city provident fund center shall promptly notify the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account.

(5) In loans overdue, the deposit city provident fund center should cooperate with the loan city provident fund center to carry out loan collection and other work, and deduct the balance of the loan employee provident fund account to repay the loan according to the loan contract.

Related requirements

(a) the housing and urban construction departments of all provinces and autonomous regions should strengthen the guidance and supervision of the housing provident fund loan business in different places. All cities and the Housing Provident Fund Management Committee of Xinjiang Production and Construction Corps should pay close attention to the introduction of detailed rules for off-site loan business to ensure the orderly development of off-site loan business.

(2) The contact person who verifies the deposit information of off-site loan business shall be conscientious. The deposit city provident fund center and the loan city provident fund center should cooperate with each other and carefully verify the relevant information. If there is any change in the information verification contact person and contact information, please report in writing to the Housing Provident Fund Supervision Department of our department for updating.

(three) I will build a national housing provident fund loan business information exchange system. All cities and the Provident Fund Center of Xinjiang Production and Construction Corps should step up the upgrading of information systems in accordance with the requirements of off-site loan policies, optimize the business process of individual housing loans, and adapt to the information requirements of off-site loan business throughout the country.