My online loan is overdue and I want to collect it in reverse.

1. It's fake to use the location to collect money at home. It is actually unthinkable to find a borrower to collect money through WeChat positioning. The user's location information is extremely private, and WeChat will not easily disclose such private information to a third party or someone.

2. From a legal point of view, the principal and legitimate interest of online loans should be repaid. In fact, whether the other party is qualified to lend money, whether the mortgage itself is illegal, the contract is not necessarily valid, and threats are used to collect money by violence, so it is reasonable that many talents are unwilling to pay it back.

If the other party can negotiate, it is ok to repay the principal and interest. Be careful not to repay without permission. It is best to modify the amount in the app and then pay it back. At the same time, keep the screenshots as evidence, and be careful not to routine. If the other party pops up the address book, you have the right to ask the other party to compensate you for your mental loss before repaying.