Joke Collection Website - Public benefit messages - Is it online to apply for Yixin car loan?
Is it online to apply for Yixin car loan?
1, CreditEase instructs customers to fill out the Financing Application Form and collect relevant application materials such as personal identity, income and financial resources.
2. CreditEase will push the loan intention to Minsheng Bank after completing the preliminary examination; Minsheng Bank sends short messages to customers to remind them to apply for loans through the official WeChat account channel of Minsheng Bank's direct bank. For new customers, guide them to complete the online opening of Minsheng electronic account, signing credit inquiry authorization statement and other processes.
3. CreditEase and Minsheng * * * both approved the financing application, and the customer may receive a phone call from the approver of CreditEase to confirm its financing application and verify relevant information.
4. After completing the examination and approval, the customer signed a financial lease contract and other agreement documents with CreditEase Financial Advisor offline, logged into the official account of WeChat WeChat, the direct bank of Minsheng Bank, and signed a loan contract with Minsheng Bank online.
5. The customer cooperates to complete the down payment, purchase vehicle insurance and other procedures, and CreditEase and Minsheng Bank complete the financing, and SMS reminds the customer of the loan information.
6. During the approval process and after lending, customers can log in to the official WeChat account of Minsheng Bank's direct selling bank to inquire about the progress of loan approval and the detailed information of loans.
(WeChat version 8.5.3)
● Is Yixin car loan reliable?
● More reliable. The company is real. As an Internet finance company, its shareholder background is Che Yi. Tencent and JD.COM. However, the social reputation is average in the speed of lending. Lending process of Yixin car loan: individuals apply for loans to the platform, submit loan information, and can lend money after the platform approves. The borrower shall provide detailed proof of address and proof of income issued by the work unit. If you can't prove your income, you need to provide a business license and a bank account for about three months. The applicant has good credit information in the bank, and the borrower has paid the down payment not less than the minimum down payment. So you can apply for a credit loan. If the borrower can find a local guarantee company that meets the guarantee qualification to guarantee himself, he can also apply for a secured loan to buy a car. CreditEase Finance is the leading Internet auto finance technology platform in China, which was established on August 20 14. Easy Car is an internet auto finance platform in China, with an investment of more than $6 billion from Easy Car, Tencent, JD.COM and Baidu.
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