Inquiry on five insurances and one fund in Inner Mongolia

1. Policy on reducing five insurances and one fund

Li Keqiang, Member of the Standing Committee of the Political Bureau of the CPC Central Committee and Premier of the State Council, chaired a symposium on the economic situation of some provincial (municipal) governments in Beijing meeting. Prime Minister Li said: It is necessary to implement fee reductions and support all localities to reduce the "five insurances and one housing fund" in stages based on actual conditions and within the unified national framework.

2. What are five insurances and one fund?

Five insurances and one fund include: pension insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance; "one fund" refers to It's the housing provident fund.

Five insurances and one fund payment ratio

The pension insurance payment rate is 28, of which the unit payment rate is 20 and the employee individual payment rate is 8.

The medical insurance payment rate is 8, of which the unit payment rate is 6, the individual employee payment rate is 2, and the individual industrial and commercial households and flexible employment personnel have a payment rate of 8.

The unemployment insurance payment rate is 3, of which the unit payment rate is 2 and the individual employee payment rate is 1.

The payment rates for work-related injury insurance are 0.6, 1.2, and 2 respectively. The unit bears the entire payment rate, and individuals do not pay.

The maternity insurance payment rate is 0.7, and the unit is responsible for the entire payment rate, and individuals do not pay.

The housing provident fund payment ratio: the unit payment ratio is 6-12, and the individual payment ratio is 6-12.

3. In which cities have the five social insurances and one housing fund been reduced?

Recently, Shanghai, Guangdong, Tianjin, Yunnan, Gansu, Zhejiang Hangzhou, Fujian Xiamen and other regions have successively introduced new policies, varying degrees of Reduce social insurance rates. Inner Mongolia remains unchanged for now.

Four. What will happen to our wages after the reduction of five social insurances and one fund?

The reason for lowering the social security fee rate is that on the one hand, there is a balance in the social security fund, and on the other hand, our country’s economy After development enters the new normal, the burden on enterprises can be reduced without changing the original wages.

5. Will the rate reduction affect social security benefits?

Reducing the social security rate will not affect the social security benefits of employees. Social security benefits are established and are the number of payments promised by the state. They will not be reduced just because there is a fund gap. However, from an indirect perspective, the adjustment of fee rates may affect the sustainability of social security funds, and the pace of increase will then slow down.

6. How to check the five insurances and one fund?

1. Online query

Log in to the website of the Human Resources and Social Security Bureau of your city to check the five insurances and one fund. Gold query. Human Resources and Social Security Bureau website

2. Telephone inquiry

The municipal pension insurance center has a unified inquiry hotline of 12333 (add the telephone area code of your city). You can also inquire about pension insurance processing and pension insurance. Inquiries on issues such as pension back-payment (back-up payment) and pension transfer.

3. Counter consultation

You can also go directly to the Pension Insurance Office of the Municipal Department of Labor and Social Security with your ID card or social security card number for door-to-door inquiries.

4. Department inquiry

Social security inquiries can also be made at the district-level labor and security departments in different regions where you are located. You can call the local social security bureau before making inquiries. . Timely supplementary protection.

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