Reasons for Rejection of Individual Tax E Loan of Agricultural Bank of China

What is the reason why ABC's tax payment e-loan application is not approved?

Tax e-loan is a loan product of Agricultural Bank of China based on tax records. Many people want to apply for agricultural bank tax e-loan to solve the financial problem, but many people fail to apply for agricultural bank tax e-loan What is the reason for the failure of ABC's tax e-loan application?

1, credit problem. Agricultural Bank of China's individual tax e-loan has requirements for both borrowers and enterprises. If the credit information of an individual or enterprise is tainted, it naturally does not meet the requirements.

2. The tax record is not up to standard. Agricultural Bank of China has made detailed requirements for enterprises to pay taxes. Only when the total tax payment in the last 12 months is above 10000 yuan (inclusive) and the latest tax credit rating is above Grade B (inclusive) can you apply.

3. The operating conditions are not met. Agricultural Bank of China's tax payment e-loan requires enterprises to operate normally for more than two years. If the borrower's enterprise can't meet the requirements, it can't apply for the tax e-loan of Agricultural Bank of China.

The above is the introduction of the reasons for the failure of ABC's tax payment e-loan application, hoping to help friends in need.

Can ABC pay abnormal taxes through Weijie loan?

Agricultural Bank of China's micro-loan tax payment is abnormal and cannot be passed!

The reasons for the rejection of tax payment e-loan can be analyzed from two aspects: one is the failure of tax payment authorization SMS, and the other is the failure of application after SMS. And find out the problem by refusing the reason, and deal with the problem before lending ...!

Agricultural Bank of China failed to apply for e-loan authorization for tax payment.

Agricultural Bank of China:

Tax electronic loan application conditions:

1. An enterprise as a legal person approved and registered by the administrative department for industry and commerce, whose owner is over 18 years old and not over 65 years old, and is not from Hong Kong, Macao and Taiwan or a foreigner.

2. Open a settlement account with our bank and voluntarily accept our credit and settlement supervision.

3. The enterprise has been in production and operation for more than 2 years.

4. The tax credit rating of the enterprise in the latest year is above Grade B (inclusive).

5. The enterprise has paid taxes in good faith in the past two years, and there is no serious dishonesty recognized by the tax authorities.

6. The total amount of tax paid by enterprises in the past 65,438+02 months is more than 65,438+00,000 yuan (inclusive), and the total amount of tax paid by enterprises refers to the sum of value-added tax and enterprise income tax paid by tax authorities.

7. When applying for a loan, the enterprise does not owe taxes.

8. When handling business, the enterprise does not have effective customer rating and credit line in our bank (except for low credit risk business or small online loan business).

9. The credit status of the enterprise and the business owner is normal, and there is no bad credit record in the Bank and other banks; Or, although there has been a bad credit record, the bad credit record is not out of subjective malice, and all the bad credit has been repaid before applying for this letter.

10. No more than 2 enterprises have granted credit to other banks; The credit balance of enterprises and business owners in other banks shall not exceed 5 million yuan (except personal mortgage and credit card).

1 1. At present, the business owners have no overdue loans, and the number of overdue loans or interest arrears within 30 days (inclusive) in the past two years has not exceeded 6 times. There is no credit record of loans overdue or interest arrears for more than 30 days in the last two years, and there is no record of loan risk classification as Grade II or below in our bank in the last two years.

12. Enterprises and business owners are not included in the list of people who have been executed by the national courts.

13. There is no record of administrative punishment enforced or not revoked by enterprises and business owners.

14. Anti-xq of enterprises and business owners

And the risk level of terrorist financing is not high risk or prohibited; Sanctions list not included in our monitoring scope; No criminal record; Did not engage in or participate in illegal financial activities such as private lending, gambling, and drugs.

15. The enterprise owner is not an affiliated enterprise of the bank, and the borrowing enterprise is not an enterprise invested by an affiliated enterprise of the bank or an enterprise holding a senior management position.

16. Other conditions required by the bank.

(Answer time: 202 1 1.25. In case of business changes, please refer to the actual situation. )

Does ABC's tax payment e-loan meet the requirements temporarily? For these reasons!

; ? Now many small and medium-sized business owners will choose to apply for agricultural bank tax e-loan when they apply for loans. However, when a friend applied for the tax payment e-loan of Agricultural Bank of China, the system indicated that he did not meet the requirements temporarily. Here, I will tell you what's going on.

Under normal circumstances, the system prompts the Agricultural Bank of China to temporarily fail to meet the requirements, that is, the comprehensive credit is not up to standard. There are many factors that lead to the failure of comprehensive credit, including four.

1, age mismatch.

If everyone's age is not between 18-65, they can't apply for ABC's tax payment e-loan. /kloc-friends under the age of 0/8 should wait until 18 to apply.

2. Bad credit report

Agricultural Bank of China's tax payment e-loan has requirements for both borrowers and companies' credit information. If an individual or enterprise's credit information is tainted, it naturally does not meet the requirements.

3. The tax payment record is not up to standard.

Agricultural Bank of China has made detailed requirements for enterprises to pay taxes. Only in the past 12 months, the total tax payment was above 10000 yuan (inclusive) and the one-time tax credit rating was above Grade B (inclusive) can you apply. If the enterprise does not meet the requirements, the borrower can't borrow money.

4. The operating conditions are not up to standard.

Agricultural Bank of China's tax payment e-loan requires enterprises to operate normally for more than two years. If the borrower's enterprise can't meet the requirements, it can't apply for the tax e-loan of Agricultural Bank of China.

Through the above, I will explain to you what it feels like for ABC to temporarily fail to meet the requirements of tax payment e-loan. Everyone knows what's going on before they can prescribe the right medicine.