Can I go to the bank for an interview at night?

The house payment has been approved. Can I sign it in a few months?

This is unacceptable. After the house payment is approved, it must be signed in person as soon as possible so that the bank can handle the loan procedures. There is a limit to the monthly lending by banks, and the lending procedures will not be handled without personal signature.

Can I handle the interview at any time?

Face-to-face interviews are not always available.

Generally speaking, face-to-face interviews are needed on weekdays. Bank loans are generally signed face-to-face on working days. The credit account manager will inform the borrower when to go to the bank for face-to-face signing. If you can prove that you really can't attend the interview, the general meeting time will be delayed.

Introduction of interview content:

It is very likely that some business outlets will choose to have face-to-face interviews on weekends in consideration of specific circumstances. This kind of situation naturally does not happen often. Therefore, it is suggested that many borrowers adjust their time and actively participate in bank loan interviews.

Naturally, when banks in different regions of major cities apply for face-to-face bank loans, the actual time regulations are undoubtedly different. They must consult the actual working hours of local banks, and some banks are likely to fully consider the details of borrowers and choose weekends.

It is suggested that many borrowers must master it in advance. Because not every bank will have such a standard, it is necessary to specify the specific time before handling the loan, dress effectively that day, be firm when answering questions, and respond to each question more fully and comprehensively.

The online application for ABC credit card shows that I need to sign it. Do you want to go directly or wait for the notice from the bank?

Wait until the bank tells you to go. After the application, the system will display "Approved" first, and it will become "to be signed in person" after 9 pm that day. This means that the card approval has been completed. After 9 o'clock the next morning, I will receive a short message from the Agricultural Bank of China: the pre-approval has passed, and I will wait for the local outlets to send a notice to sign or get the card. Just wait for the card to be delivered to the local outlet, and then go to the outlet to sign and get the card.

Matters needing attention in handling bank cards:

First, the annual bank card fee. Some banks will charge applicants a certain annual fee, generally 10 yuan, which is charged once a year at a fixed time. If the bank card applied by the applicant is only used once, you can consider canceling the card after use to avoid paying more annual fees.

Second, whether to open e-commerce. When handling bank cards, bank staff will actively recommend you to handle related electronic services, such as online banking and mobile banking. For this kind of business, customers can freely choose to handle it, and there is no binding. Users should handle it according to their own needs.

Third, the opening of third-party accounts. Common tripartite accounts are financial accounts such as fund accounts, stock accounts and precious metal accounts. For customers with financial needs in this area, when handling bank cards, they can ask bank staff to open them together. It should be noted that a stock account can only sign an agreement with one bank account. If you want to change banks, you need to cancel the contract of the previous bank account first.

Specific steps to apply for a bank card:

1, you must bring your ID card to the business outlet.

2. After entering the bank lobby, go directly to the information desk and tell the staff that they need to apply for a bank card. The staff will give you some forms to fill out truthfully.

After filling out the form, a staff member will take your ID card to make a copy. If you prepare a copy of your ID card in advance, you can save time for temporary copying.

4. After you get a copy of your ID card, you need to go to the number machine to get the number ticket, and then you can sit and wait for the business.

When the counter calls your number, you need to bring the completed form and a copy of your ID card to the corresponding counter. It should be noted that you have to pay the cost of the bank card and deposit it in the new card 10 yuan, so you'd better bring cash above 50 yuan.

6. After you enter the password and get the bank card, the card business is over.

7. Now many banks have self-service card issuing machines. Just insert the ID card, and the self-service card issuer will automatically read the identity information and check the identity in the system of the public security organ. Only the applicant needs to fill in the mailing address, postal code, mobile phone number and other information required by the self-service card issuing machine. After the service selection is completed, the machine will start the camera to take photos of the applicant and enter the fingerprint.